Side-by-side comparison
| Capped percentage plan | Flat-fee plan | |
|---|---|---|
| Split on each closing | 80% to you / 20% to company | 100% to you |
| Annual company cap | $5,000, then 100% for the rest of the year | No cap needed |
| Per-closing cost | 20% until capped | About $500 flat |
| Best for | Agents building toward 12+ closings a year | Higher-volume and high-price-point agents |
| Franchise fees | None | None |
| Revenue share eligibility | Yes | Yes |
Plan details and fee amounts are set by the brokerage and can change. Always confirm current numbers before you sign — I’ll pull the latest plan sheet for you.
How the math usually plays out
On the capped percentage plan, your cost rises with production until you hit the $5,000 cap, then you keep everything for the remainder of your anniversary year. On the flat-fee plan, each closing costs roughly the same regardless of the sale price, which is powerful if you sell above your market’s median.
As a rough rule: if 20% of your gross commission for the year would exceed the flat-fee total for the same number of closings, the flat plan wins. If you’re closing a handful of deals while building, the capped plan protects your cash flow.
Don't choose on split alone
Total annual cost is what matters: plan cost plus technology and transaction fees, minus the franchise and desk fees you no longer pay. Add revenue share on top and the picture changes again — see how LPT revenue share works.
Commission plans FAQ